Housing Opportunity Development Corporation (HODC) is a community-based nonprofit developer of affordable housing founded in 1983. Illinois Homeowner Assistance Fund to launch in April 2022 - KWQC Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. Pritzker: Applications open April 11 for homeowner assistance fund. To qualify, applicants must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 and must currently own and occupy their home in Illinois as their primary residence. HAF Plans | U.S. Department of the Treasury This program has some income-related restrictions on which homeowners will qualify to receive funding. Pritzker Administration Launches $309 Million Assistance Program for Illinois Homeowners Published on April 11, 2022 by Illinois Housing Development Authority Homeowners financially impacted by COVID-19 can now apply for up to $30,000 in assistance at www.illinoishousinghelp.org Grants have a lifetime limit of $10,000. Have questions about utility billassistance? Click here to find the income limits for your county. Many programs began accepting applications in early 2022. For struggling renters who missed the window to apply for assistance through IHDA, the Illinois Department of Human Services (IDHS) is currently accepting applications for rental assistance. announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help homeowners who have fallen behind on monthly mortgage payments and/or related housing expenses as a result of the COVID-19 pandemic. If the foreclosure process has already started, can I still apply for HAF? The program is funded through the Illinois Affordable Housing Trust Fund which is funded from a portion of Illinois' receipts of real estate transfer They can help guide you through the application process. endstream endobj 222 0 obj <. with experience operating and administering homeowner rehabilitation assistance programs. Click on the link below to get details and, if your state, district, or territory is currently accepting applications, apply. Illinois mortgage assistance 2022: State reopens program for COVID If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. All services related to the HAF program are free of charge. $387M in Mortgage Relief Available to Illinois Homeowners Your mortgage servicer is the company that sends your mortgage statements and to which you make your mortgage payments. Homeowners with household incomes less than 150% of the Area's Median Income. Programs were also developed by Tribes (or their Tribally Designated Housing Entity), the Department of Hawaiian Home Lands, and the District of Columbia. Choose from the following social post graphics and sample captions to share with your followers! Need help getting caught up on your mortgage payments? Topics will include: Webinars will be offered in English and Spanish. Proof of ownership, including but not limited to a property tax bill, property deed, or other documentation. Application submission does not guarantee you will receive financial assistance. Discover the emergency assistance programs available to you by multiple state agencies including: the Illinois Housing Development Authority (IHDA), the Illinois Department of Human Services (IDHS) and the Department of Commerce and Economic Opportunity (DCEO). Scammers will sometimes use websites that look similar to official government websites to trick consumers. Up to 3 months of prospective payments, if necessary. If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Grants must be repaid if the property is sold in less than 3 years. COVID-19 Resources Related to Housing & Homelessness Other government agencies, such as FHA, VA, and USDA, strongly encourage servicers to pause the foreclosure process once they have been notified that a borrower has applied for HAF or been approved for assistance but do not require it. Toll Free. To find out if youre eligible and get prepared visit IllinoisHousingHelp.org. Homeowners who are past due on their mortgage or property tax payments. How can I get help filling out my application? Choose from the following social media posts to share on your platforms. 2022 Illinois Housing Development Authority. To find out if youre eligible and get prepared visit. Find out how you can receive Federal assistance to get caught up on your mortgage payments. Homeowners who own and occupy their property as their primary residence. 8R! Those interested can apply through the end of January 2023. Available in English and Spanish. The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. Governor Juliana Stratton. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. ROCK ISLAND, Illinois (KWQC) - Illinois homeowners experiencing financial hardship associated due to the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000 starting in . Find your program by visiting this site and selecting the appropriate state, district, or territory on the map. today announced the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. Para obtener ms informacin, visite IllinoisHousingHelp.org. According to a press release from the Illinois Housing Development Authority (IHDA). WKtLS'K@.O+oQni7%MfV! Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. Homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic can apply for assistance through the Illinois Homeowner Assistance Fund (ILHAF). Homeowners with household incomes less than 150% of the Area Median Income. This site is intended to help guide Illinoisans in need of emergency housing assistance due to financial hardship caused by the COVID-19 pandemic. Explore Your OptionsContact your mortgage servicer or a HUD-certified housing counseling agency to discuss options to prevent foreclosure. Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. Services are also available in American Sign Language for individuals who are Deaf, Deaf-Blind, and hard of hearing. See below for information on the rent, mortgage, utility, and legal assistance programs currentlyavailable. Do I have to pay back the money I receive? All Rights Reserved. Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. ILHAF | Open Communities | Evanston They may also try to charge you for applying to a free program. Toll Free: Eliminate or reduce arrearage associated with homeownership; Reinstate a mortgage or pay other housing-related costs related to a period of forbearance necessitated by the pandemic (if applicable); and. Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. homeowners financially impacted by the pandemic will be accepted beginning in April through the Illinois Emergency Homeowner Assistance Fund (ILHAF) program. Copyright 2022 WIFR. If you have not been approved, you can instead try to get in contact with a representative from your local HAF program who can explain why you did not meet their eligibility criteria. Are you at risk of losing your home? x]s6=3xt@c&9wimd5DK. If approved, homeowners will receive a grant for up to $15,000 to Delinquent homeowners insurance and/or flood insurance, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent Homeowner/Condominium/Co-Op Association fees. In most cases, if you are approved, money will be sent directly to your mortgage servicer, utility company, or contractor making repairs, if they participate in the HAF program. Oops! 2 0 obj Some locations expect to receive more applications than can be funded by their program. First Alert Forecast - Still windy Tuesday with anything form sun to clouds. IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. 0 You will needthese documentsduring the application process. Here youll find answers to key questions about the HAF program. The Illinois Rental Payment Program is now closed for new application. Check your specific program requirements based on your area. 4 0 obj If you need immediate assistance with housing expenses, please contact a. CHICAGO (WLS) -- The state of Illinois on Tuesday will reopen a mortgage assistance program for pandemic-impacted homeowners. We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. If you have already submitted an application, you may check your status by logging into your ILHAF account here. The Illinois Homeowner Assistance Fund (ILHAF or HAF) portal is now open. endstream endobj startxref Avoid any company that does this. You are either a renter in Illinois or a landlord with a tenant who lives inIllinois. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. HODCs mission is to develop, manage and preserve housing that is affordable to low- and moderate-income households primarily in Chicagos northern suburbs. The Illinois Rental Payment Program (ILRPP) provides financial assistance for rent to income-eligible Illinois renters and their landlords who have been impacted by the COVID-19 pandemic. The ILHAF Call Center will be open from 8 a.m. to 5 p.m. Financial Literacy and Pre-Purchase Counseling, Next Generation Capacity Building for BIPOC Developers, Housing for Justice Involved Individuals (HJIIP) Program, Illinois Court-Based Rental Assistance Program, 2022 Illinois Rental Payment Program Fact Book, Illinois Emergency Homeowner Assistance Fund (ILHAF), The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance. All rights reserved. Homeowners with household incomes less than 150% of the Area Median Income. Illinois Homeowner Assistance Fund to launch in April 2022, Flood Latest, Mississippi River At Crest Level, 6p. 2022 Illinois Housing Development Authority. Eviction Help Illinois provides renters with free eviction preventionassistance.For free legal aid to avoid evictioncall (855) 631-0811.Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures.Find free legal help for homeowners in your area here. Eligible recipients do NOT have to pay the money back. Have questions about Illinois rental, mortgage, utility, or eviction prevention legal aid? Illinois Emergency Homeowner Assistance Fund (ILHAF) | IHDA Los destinatarios elegibles NO tienen que devolver el dinero. Eligible households can apply to receive as . You will need to verify that you meet income requirements and may need to provide additional necessary documentation. Available in English and Spanish. Highs in the low 60s. To learn about your program, visit this site and select the appropriate state, district, or territory on the map. HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development. The programs goal is to prevent: The HAF program available to you will depend on your area. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. The state is currently accepting applications for ILHAF assistance. 3 0 obj Website by. 244 0 obj <>/Filter/FlateDecode/ID[<8D1A90AF9EF81F40AC24A38E3A94834B>]/Index[221 39]/Info 220 0 R/Length 110/Prev 216178/Root 222 0 R/Size 260/Type/XRef/W[1 3 1]>>stream Your household (or your tenants household) experienced a financial hardship during or due, directly or indirectly, to the coronavirus pandemic. Provide funds to eliminate or reduce past due payments and other delinquent amounts, including payments under a endobj Homeowners in need of assistance can find more information on program eligibility and apply at www.illinoishousinghelp.org/ilhaf. For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. Qualified applicants will have payments made directly to mortgage servicers, taxing bodies or others. Illinois Emergency Homeowner Assistance Fund - HODC Enter your email below to be notified for program updates. Regardless of who backs your mortgage, its a good idea to let your servicer know that you have applied for HAF and ask if the foreclosure process can be paused. Check your local program for details . Apply for assistance for your primary residence. The following documents are required to apply for ILHAFassistance: Funds from the program will go directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners. Some state HAF programs may require a servicer to pause foreclosure activity. Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. Illinois homeowners affected by COVID-19 eligible for up to $30K in PDF Pritzker Administration Announces up to $30,000 in Mortgage Relief per To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 . 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. If money is being used to help with mortgage payments, its a good idea to call your servicer to discuss the process, verify that they participate in the HAF program, and let them know that they will likely be receiving payment from the HAF program. The goal of the program is to . Assistance will be paid directly to the mortgagors loan servicer, taxing body, or other approved entity on behalf of the homeowner. A list of other requirements is available here. Homeowners are strongly encouraged to either watch the videos on this page or attend a webinar. Copyright 2022 KWQC. What is the Homeowner Assistance Fund (HAF)? Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN ELEMENTS TERM SHEETS . PDF Pritzker Administration Provides $15.3 Million in Home Improvement Grants If you need a lawyer, you may qualify for free legal services through your local bar association or legal aid. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Here's Homeowners that have been disproportionately impacted by the pandemic will be prioritized in the distribution of funds. If you have any questions, please contact the ILHAF call center at (866) 454-3571. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. Lawmakers announced the relief program for homeowners affected by the pandemic in February. Please beware of scams. The Illinois Homeowner Assistance Fund (ILHAF) will launch on Tuesday, Nov. 1 and will provide up to $30,000 in mortgage assistance to eligible homeowners paid directly to the. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures. How will I receive the aid if I am approved? The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic. Mortgage assistance program for Illinois homeowners to launch The State of Illinois is providing emergency housing assistance to help renters and homeowners maintain stable, affordable housing during the COVID-19 pandemic. All Rights Reserved. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Can I submit a complaint if I have difficulty with my mortgage servicer accepting a HAF payment? PDF Pritzker Administration Announces up to $30,000 in Housing - Illinois Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. Toll Free: Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid. The application period runs from April 11th through May 31st, 2022. Necesita ayuda para ponerse al da con los pagos de su hipoteca? Do I have other options if I am not approved for HAF? Illinois Emergency Homeowner Assistance Fund Is Not Accepting ILHAF - Illinois Housing Help Be careful to avoid scammers who engage in these practices. JB Pritzker and the Illinois Housing Development Authority (IHDA) said the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022. Treasury is overseeing and providing technical assistance to these eligible entities and has developed policies to encourage consistency among programs and support the successful implementation of programs across the country. 259 0 obj <>stream If you are a renter in Illinois and are behind on rent due to COVID-19, you may be eligible for up to $25,000 and 18 months of emergency rentalpayments. A HUD Certified Housing Counselor can assist you with the application process. Loans are termed for 20 years. Annual eligibility levels are determined based on available funding and may not exceed 200% of the federal nonfarm povertylevel. The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans. The Pritzker administration announced the opening of the Illinois Homeowner Assistance Fund (ILHAF) on Monday. Find a housing counselor near you. It is generally unnecessary and often illegal for a company to charge you upfront with a promise to help you get mortgage relief. Am I guaranteed to receive assistance if I meet the eligibility requirements? call (855) 631-0811. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. Many states cover a wide variety of homes, including: Check with your local program for details. %%EOF They can help you figure out your options and guide you through the paperwork and process of working with your servicer. Contact HODC at847-564-2900to make an appointment. For example, repayment may be requested if you sell your home before a specified date. %PDF-1.7 Gov. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. You dont have to pay anyone to help you avoid foreclosure. You must confirm that you have experienced a financial hardship after January 21, 2020 and describe the nature of that hardship, such as a job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member. Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. You can contact Rock Island Economic Growth Corporation by calling (309)-788-6311 or by visiting their website. The funding can also be used for delinquent property taxes, homeowner's insurance, condominium or homeowner association fees and mobile home lot rent. Use this handy palm card for at-a-glance benefits of the ILHAF program to develop grassroots awareness of emergency housing assistance throughout Illinois. All rights reserved. Oops! Homeowners who are at least 30 days late on their mortgage or property tax payments. This ILHAF Resources toolkit is designed to support ILHAF stakeholders and HUD agencies with the distribution of marketing collateral for in-person and digital outreach. Some programs have established lower limits, so, Mortgage payments, including past due payments, Utilities, such as electricity, gas, home energy (including firewood and home heating oil), water, and wastewater. Find out the status of your LIHEAP application. Pritzker Administration Announces Up to $30,000 in Housing - NCSHA See the session schedule below. If you qualify,wecan help you with the application process. Illinois starts offering grants for home improvement for low-income Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Learn about some potential options for making up missed mortgage payments or contact a HUD-approved housing counseling agency. Application processes may vary by location. State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting.